But even for her to want to do that there'd have to be a major shift.

I've combined info from experience, research, discussions with other investors, and several CA attorneys since they all have varying answers, perspectives, etc...  

The other perspective would be to take out some equity and buy more rentals.

I really appreciate your perspectives and that is why I posted this to the forum. 

We have been doing neutrals for decades it just shifts color hues over time. 

The market isn't in balance from a supply/demand perspective, so it's not dissimilar from the jobs market today.  

That strikes me like a philosophy perspective, that I don't fully understand mechanically. 

Again, we only know portions of it, but from my perspective, if you are positive cash flowing from your properties like it seems you are, then I would take that money and develop another one or two more streams of income / cash flow from another couple of properties.

I really liked them since they were written from a woman's perspective, which is pretty unusual in the real estate space...

So my feeling is that there will not a major correction nationally like in 08, but local markets may shift based on supply and demand, just like they always have.