Just be aware that the stock tends to be a bit more limited than SFH, so you may have to be patient depending on your housing market.

Finally, be patient and wait for the right deal to come along, but don't be hesitant to do it.  

The title company or attorney closing the transaction will request a payoff statement from the lender as of the closing date, and shortly after closing, they will pay off the mortgage and have the paid-off lender sign a Satisfaction of Mortgage, which basically states, "I'm all square and I relinquish my mortgage lien on this property". 

@Darius Ogloza thank you.I know it's not the best deal but market has been crazy and had to bid over the asking price for many.Still staying patient and disciplined and follow my criteria.

: 1) Be patient.

Then you know it's done and to your satisfaction.

Be smart and patient when you buy. 

It's powerful and it's rewarding both from a monetary and personal satisfaction standpoint.

I'm a little more patient than my partner, but if you say "hey I have x amount of dollars and am wanting to buy something soon," I'm probably going to help you.

I want to make sure everything was handled properly and to your satisfaction"?.