Also is there a name for this program or do I just need to get in touch with a mortgage broker?

Some do require a year, however there are local lenders that provide dscr products without the seasoning; you just have to check around. 

My credit union account shows the following entry:: "Withdrawal RT # NOT DEFINED [TENANT'S NAME HERE] 6060, -$1950.00." indicating that the deposit of the tenant's rent check #6060 in the amount of $1950.00 was reversed, resulting in a debit to my account of that amount. 

If you are in the state of Florida, this can be an interest-bearing or a non-interest bearing account, HOWEVER your tenants must be informed at lease signed the name and address of the bank where the security deposit is to be stored.

With rental properties (assuming your using leverage), you receive the benefits of increasing equity (forced savings via mortgage reduction), ability to lend against the asset, tax benefits, depreciation, cash flow, and possible appreciation to name a few. 

Locally, FB is an excellent way to reach more potential renters, I'd start with the "NWA Rentals" group and "University of Arkansas Parents"Agree with the other comments that you need a better PM, if you don't mind the part of the work you're currently doing, you could leverage a local investor to help you show properties. 

Nice to see another local investor helping out a beginner. 

For example, some cities have started capping the number of short-term rentals allowed, while certain HOAs impose fees that can significantly cut into your margins.For out-of-state investments, having a trustworthy property management team that understands local laws and has good relationships with HOAs can make all the difference.

All the freelance sites basically provide the same low quality results (they usually have sites where they farm backlinks) and can increase the "toxicity" of your site but for pennies on the dollar of what local companies charge, it's not a bad start.The best way to increase SEO over time is Blog posting though, and it's free. 

Straight forward question - when asking tenant/vendor to add to "additionally insured" do we advise them to put the PMC info or Landlord info? TIA.