We completely gutted the home and replaced all electrical, plumbing, walls, kitchen, bathrooms, re designed layout, etc.

Now finally, after leaving big life decision to strangers on the internet and asking "Should I get a college degree or sell real estate full time?"

I thought it'd be better to ask on the internet instead of when I was talking to the lender.

Mike send one of your properties to them to quote on its mainly over the internet and just takes a few minutes.there you will see the recipe they use and charges etc.

The impact of UDFI in an IRA is typically nominal, so while a 401(k) is better through avoiding that tax, it is not generally a huge differential that would encourage one only eligible for an IRA to run away from a leveraged transaction.When you read on the internet that a Solo 401(k) is exempt from UBIT, that is a broad statement that mis-characterizes the real difference.  

It would be prudent to run ideas such as this by the eventual sponsoring broker before posting on the internet.  

There are dozens of "free" services on the Internet, but overall they're worth less than what you pay.

It will make it somewhat an awkward layout, but none the less would add usable space.

Between rentals, flipping, wholesaling, and an internet business I need to make sure my days are efficient which they no longer are at home. 

They are only covered under Fair Housing, which only covers the tenant, not the tenant's visitors.Most people with ESA literally just print a bogus certificate off the internet or buy a vest.