This includes income & asset verification, tenant's credit, criminal, and eviction reports.

Is Fathom specific to the Virginia area or is it an online brokerage. 

@Allie Pfannenstiel is the grant info available online?

My debt/income ratio is lower than it really is because I own alot of rentals so for tax purposes and depreciation, my taxes dont show the whole real picture.  

(The high bidder UW must have used in some part more favorable UW assumptions - either higher rental income or lower expenses.)3.

Upon seeing this name again, I looked it up online and found that the person it belonged to had a number of articles from our local news station for a number of crimes, to include forgery, identity theft, impersonation, etc. 

Not sure how to properly tell the tenant who's income doesn't support the rent that I do not want to resign the the lease with her. 

Any favorite online tools or resources you can recommend?

All the ones I found online are too much for the size shed I will be renting out.

Their history of large rental income didn’t add anything to the value because you could buy the identical house across the street and do the same thing.