While not a millionaire I did lose this property as well.

Well, you should be an investor yourself.

In colder climates, for instance, winter months tend to be slower for real estate transactions, which can impact fix-and-flip timelines, rental demand, and even property values.However, not all markets are created equal when it comes to seasonality.

It will be over soon. 

My question for LTR investors - what would be an ideal loan for you assuming its for a longer term hold..Please dont tell me 3% no fees, 100% LTV, close in an hour, no prepay etc etc  LOL ...  

I may be renting out my house sometime next year.

It will be specific for your area.

If you'd be the only property without central AC or with older electrical work then I'd recommend fixing that, but if it's more common to be without these then you should be find.

Kyierris Miller here, I hope you are doing well.

As a Banker my advice is to always have several conversations prior to and be very transparent with your Banker or Loan officer.You can use real estate to position yourself into a better or bigger home buts is like chess there are rules and you have to know in advance your next few moves.