@Julia LennonThird confirming recommendation: Julia, this plumber is lying to you, and Jonathan has given you clear numbers on this that I am confirming, this is NOT a $10K job.

She signed it on 8/29 I went back on facebook to follow up and see if she posted anything and sure enough she posted the puppy with the dog cage in the living room which I did take screen shots off with the date she posted just for evidence if she tries to lie (again). 

Would this be an error that lies on the turn-key provider?

A lie that influences a bank’s decision—about whether, to approve a loan, accept a reduced payoff amount, or agree to certain repayment terms—is mortgage fraud."

Many of us lie to ourselves and say too those that suffer as a result of our ambition, well, I'm doing it for you.

Remember, Men Lie Women Lie but numbers don't

If they find out you lied, you can be charged with a felony.

Nope, it’s just playing chicken.  

Hello Everyone, I always wanted to do it but I've chicken out both times I owned a home.

The difference lies in how debt is attributed for basis purposes.