I didn't realize my inclination to do things my way, which doesn't really work in corporate America, is EXCELLENT if you want to charge ahead of the pack.

I like that the plans are national and affordable, because I own property in 3 states.

The nice big ones are being gobbled up by corporate buyers.

You would need to see the actual note document to be sure about any particular loan, but the general terms are standarized:http://www.law.cornell.edu/uscode/text/12/1701j-3(d)Exemption of specified transfers or dispositionsWith respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon—...(4) the granting of a leasehold interest of three years or less not containing an option to purchase;...This section gives a exception to the due on sale clause for a normal lease as long as it three years or less.

Many national programs are done that way and can be really expensive ($50k is not uncommon) so it really doesn't matter if the student succeeds or not, the mentor got paid upfront.With a deal sharing situation, if the student succeeds, the mentor makes more money.

Walgreen's, Starbucks, Best Buy, Wal-Mart: these are all corporate-operated retail sites, and not owning the land/building allows the companies to concentrate on convincing you to patronize them, instead of worrying about what to do in 10 years when they decide to move locations.Ever seen a dark (empty) Best Buy or Wal-Mart?

@Jon Holdman and @Daniel DietzThere are 2 types a DSCR a commercial lender will look at.A DSCR on the property your looking to acquire, in the current economy 1.20:1 is typical, but this will change based upon loan size and economy. 1:1 was actually common pre crash.And what is called a Global DSCR, which includes, all forms of income, and all forms of debt, personally and corporate (if you have corps).1.20:1 is what my banks wants me to show for both.I actually have the exact spreadsheets he uses.

It was a different time, a nation of Americans horrified, all with a sense of a some personal loss.

We’ve all seen some behemoth corporations go down in the past decade, from the retail giants like Circuit City all the way to firms like Bear Stearns in the financial crisis.

There is one and only one choice - the national flood insurance program.