Specifically, the home is located in Lithia Springs.

Then you can use one CC for anything you need and use the second CC to make the monthly payments along with the interest.  

I wish you the best of luck!

I currently live in Western WA but am looking to make the move to Eastern WA, specifically the Spokane Valley area.

The fact that you’re aware of it and taking small steps is huge!

There is much less new supply of single family homes, so the rental rates are flat to up a little; this does depend on the neighborhood though, in some of the fringe areas where there is a lot of new single family home construction the rents are a little softer.

In the next few months, I'm looking to get a standard CA NAA lease with RUBS included for billing the water and sewer, as well as requiring tenants to have their own renters insurance, as that is not something they are currently required. 

If you’re seeking to follow the RE path, this will be the best start! 

Meaning: Instead of the app being submitted in 2 days or so, it's taken weeks. :-(  We are only staying with the bank because the rate is so advantageous and the terms are as well.

This would include architectural fees, new equipment, cost of protecting or defending your title to the property, or building improvements.