I never travel to a property unless I reach the due diligence phase and intend to close on a deal.Also start reaching out to out of state brokers on Loopnet.com to establish and grow relationships with them.

@Dustin VerleyI bought current receivables from manufacturing companies for a discount and was paid by their customers directly in 30, 60, 90 days depending on the terms agreed by the company and the customer. 

Get with an experienced broker or Loan officer and they will be able to figure this all out for you.I hope this helps and have a great day.

Notwithstanding, SEP contributions are voluntary and discretionary (depending on your structure), so a banker/lender should recognize that, prospectively, such contributions are not necessary operating expenses.The upshot of all this is that you should reach out to your mortgage broker and lender ahead of time.

I haven't found a local bank willing to do less, but it's easy to find a mortgage broker with loan products to refi sooner than that.

They both insist that there are creative ways to structure this deal so that me and my mother can LEGALLY , and secured by CONRACT, be able to collect the net proceeds, and split it 50/50 as her and I agreed from the start.One of the proposed arrangements I researched and sought legal consul for, and am fairly certain would in fact still be an act of fraud.A broker brought in an investor who proposed the idea of purchasing the Mortgage Note, and giving us the difference, secured of course in advance by a contract where we would agree to forfeit the Security(house) once the note was purchased. 

I talked to a mortgage broker friend of mine and he told me that I meet all the qualifications for a FHA loan except I don't have pay stubs for the last 5 months I've been working.

Just a little about me, I own a painting company, however, we do custom cabinetry, dry walling, flooring, etc.

Brokers only charge you if the deal closes so listing it is no risk. 

I think you just have to hire a broker.