Those are the properties that will cash flow.It's a whole other discussion about putting the 20% down, but it's something I would never do and you would need a boat load of cash to ever scale.

Some of the HVAC guys I talk to tell me that they routinely find heating equipment that is 2x or 3x the size that the space actually needs, because there are so many fudge factors built into the heat load calculations.

@Cason Acor I'm in the finding a partner stage right now, but at the same time just trying to weight in all the pros and cons.

Was willing to pay 12% with about 3500 per 100k borrowed, dispersed between front and back loaded.

@Brian McCombs load up on UNITS!!!!!

Knew one guy who decided to remove a load-bearing wall inside a rehab.  

First and foremost before you contacting the bank you need to know your front load DTI and back load DTI.

I had one tell me that he had to presume a non-load bearing partition wall in the basement was load bearing because we didn’t know when the wall was put up and settling could have shifted load to it. 

Sometimes it can be as simple as downspouts on rain gutters that need to go another direction.Or a load of top soil places against a side of the house to make drainage go away from the house.If your agent does not figure it out  ( to make you feel better about the water).Then talk to their Broker this morning. 

I have a few mortgage companies willing to give us a load but we have to put down at least 25%.