Assuming it is legitimate, the subject-to model can help you save money on taxes and get you a nice monthly check.

It represents a passive investment option for individuals seeking to save money beyond traditional savings accounts, without delving into more complex investment strategies.

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Hey Chris, I like your idea on using sub meters to save on expenses.

When they do that, the insurance company will mail you proof of coverage, saving the tenant the trouble.

So, being a passive limited partner (LP) might align better with your situation, saving you from potential liability coming from the investment or asset. 

We saved quite a bit each year with special deductions.If you are not sure about which schedule to use, I would seriously look at getting a good CPA who knows real estate.

For the lease agreement, you can find templates online or through a real estate agent.

Would I be able to take out a loan, let it sit in my personal savings account for at least 60 days and be able to use that as a down payment on a house?

I know some people online say that the government covers repairs but I haven't seen that in any of the documentation and from what I've heard from fellow investors that is a lie.