QUESTION: What does the approval process look like when commission makes up about 15% of your income, and the rest is a base salary? 

On my last deal I saved $18,480 by paying my agent a flat fee and receiving the rest in the form of a rebate.

Use the rest of my VA entitlement to purchase second home ( is the dependent on location?

The tenant pays the rest.

Just got an official response from Zillow:1.

When you analyze you start with the rent, then subtract your minimum CF (always pay yourself first), then the rest of the expenses (except the loan pmt). 

The challenge then is still sounding cordial and trustworthy, but also calm and professional.Most people don't have the intestinal fortitude to make 10,000 cold calls, which is why only a few succeed while the rest give up after a couple dozen rejections.   

That way your daughter could live in a unit and you guys could rent out the rest.

Cash flow is cool but the money you need to spend on acquisitions is always going to run out before it can be replaced by the cash flow from the rest of your portfolio.

I am pulling cash from all corners of my accounts to hoard in my HYSA "war chest" ready to move on at least one or two props rest of year.