Coincidentally, one of the big electrical suppliers helped rewrite that code a few years ago.

Thanks to @ScottTrench and his book Set For Life, where he clearly and concisely outlines the numerous benefits to house-hacking and created a spreadsheet to analyze Renting vs.

I was only hoping there was a simpler way rather then having numerous bank accounts...

Maybe the $30m guy can fly PJ, have a bigger home, and has numerous supercars but they can pretty much do the same thing.

Suppliers should carry you 60 days.

I think the key is to learn your market you choose to invest in, start building wealth through real estate purchases, see if it works for you and your family and over the long term you will have numerous options when and if you decide to liquidate which is always good problem to have. 

Any recommendations on the best website or supplier for good quality lower cost cotton sheets and towels?

This is because prices are set by a market that factors in numerous parameters.   

My first post I believe to BP although I’ve read numerous posts within multiple forums.I get a feeling from the community here - specifically buyers - that the wholesaler is unethical 99.9% of the time and not to be trusted with deals.

If you have detailed records, though, you should be able to figure out what your vacancy losses were, and add them to both the expenses (numerator) and rent (denominator) to get the the corresponding ratio.That is:50% rule ratio = (actual expenses + vacancy losses) / (collected rent + vacancy losses)