I think they have around a dozen branches spread around our rural area, and they hold these 'commercial loans' 'in house', meaning they do NOT 'resell them' the way a Fannie, Freddie, FHA etc... is, so they have MUCH more flexibility.

if you can build cash reserves while learning and trying and find and do a deal with as much of your own cash first might be better....for mental emotional health, flexibility to make mistakes..improve skills. investing; flipping is more mind set than needing OPM.

Unlike many other appliances, the plumbing is less complicated than some things as the drain water is pumped through a flexible hose to the existing sink drain.

I list my criteria, and say this about credi score:“Min Credit Score: 600 (this is flexible depending on parameters of derogatory marks)“

If I offer to buy out the tenant instead of the OMI eviction does that give me more flexibility.  

Yes, small MF is tough to come by in the Atlanta area but if you are somewhat flexible on location it definitely isn't impossible, especially now.

Now I do all 3 & love it - great to have flexibility & multiple streams of income. 1 income stream might be slowing down a bit, but rarely all 3 at the same time. 

Something that would allow flexibility to renegotiate should the market decline while under contract.

You can find some thin, flexible material-looks like a thin laminate that you can cut and put on the bottom of the shelves.Things like the closet doors, a coat of paint will fix.

the hand offs are annoying since if your situation is more complicated, as investors tend to be, you have to explain your file all over again.Separate from banks, non-bank lenders (separate from mortgage brokers), really have more flexibility than a bank due to the regulations imposed after the 2008 crash.