I an currently in financing, I'm an assistant branch manager at a financial institution.

Ok, I'm wanting to get into buy & hold but either I am at the state of 'analysis paralysis' or I am not really financially ready to do it.  

Almost all short sales forgive the remaining balance, but the owner needs to "qualify" for the short sale due to a financial hardship, not simply just being upside down on the mtg.

Likely they will stay below 5% for the next 12 months and depending on the Presidential election and who gets elected, they could stay below 5% for considerably longer.Eventually in 4-8 years, they will be back to 6-6.5% which is where the financial system hums right along.  

Consult your financial and legal professional(s) - I'm neither.

The Solo 401k would not have to pay unrelated debt financed income tax on investments using non-recourse loans, while an IRA would.

My husband and I are aspiring real estate investors working on our first move.Originally, our goal was to pay off our high student debt.

They might be looking at auction to settle the debt. 

Currently I'm a student at CCSF perusing a broker license and financial degree.

Together we hope to reach personal financial freedom.