Owner of WFG title .. he said that the east coast states  there is much more title issues and title claims. so to be fair and balanced I fully understand why you guys need attorneys there.. one its the law and two you have much older and in many cases more complicated titles.. 

That bothers me so much, because I really like to KNOW exactly what I’m committing to...I agree that all children TRULY need is love, but both my mom and my husband’s mom have already passed away (fairly young both from cancer), so we’re both acutely aware that time is always precious and no one knows what the future brings, so we’re all about love-filled, family adventures and giving our son real-world experiences while we’re all young and healthy, and can truly experience everything this world/life have to offer (instead of assuming we’ll have time later and then it doesn’t happen).

Background: I`m trying to access some of the equity sitting in my rentals to re-invest, but my W2 income is fairly low compared to the rental and self-employment income, due to higher deductions the total taxable income and qualifying rental income is way less than my actual income.

The funny thing is, these reserves can be fairly low because I have fixed everything by the time the property is stable! 

Be FRIENDLY (professional & polite), FIRM (establish a clear rental agreement and enforce the terms), FAIR (abide by the law and consider what is reasonable),  FAST (attend to matters in a timely manner) and FLEXIBLE (if the situation warrants it.)Make the effort to establish and maintain a good landlord-tenant relationships. 

Some home inspectors are able to suggest a fair repair estimate to support the credit request.

However, my agent that I use for insurance on my primary residence is telling me that all his REI clients have a landlord policy that just covers their loan amount or the fair market value of the property.

Lenders need a professional estimate of what the fair market value of the home will be after repairs are completed.

As the co-owner has an extended family living there and she knows what the fair market value it, why not get them to buy her (the one who wants to sell) half of the house and she can then walk away?

What do you think is fair?”