.: Sorry, but 550 credit rating is for criminals.

Their view and what they prosecute people for is that you cannot be in the business of assigning contracts without a license. 

A recommendation for best sites to screen tenants (background, criminal, credit, etc)Any information would be greatly appreciated.

Some of which are out right criminal in what they do.

It would be great if the people that are taking advantage of COVID get criminal charges filed against them, hefty fines, something.

So, with your subordinate interest you may have placed a tenant in a property keeping another lien holder from securing their collateral, doing so intentionally, to profit.....it's starting to have an odor about it now, I can see some prosecuter looking up things like lien fraud, bank fraud, establishing false liens and on and on to impeading operations of a federally insured depository....I don't know, just sounds like things they might try to stick you with if for no other reason acting unethically toward other creditors.I'm not sure why so many people think that all one has to do is give others notices and disclosures about what they are doing an it absolves them of ethical responsibility or shields them from violations of law, just not so.....in many cases.Interesting thought of taking possession of a property with a very limited interest in it, passing it off allowing others to live in it, blocking other creditors from taking possession for awhile and betting on when the tenant will have to leave.....interesting that someone would think of it....lol...

Tenants who can afford to live in a houses or townhouses, won’t go to an apartment to deal with loud neibors, dogs barking, no elevators, quarrel about parking etc.Most often apartments house the lowest part of the Tenants: criminal record, unstable income, low or no credit etc.

Just passed my exams but I think my criminal record might be a problem.

You also won't have to worry about getting prosecuted or sued.But if you make your living screwing sellers out of their equity by unlicensed wholesaling, the first thing you sacrifice is your ethics and your conscience won't be far behind.Start by searching on [your state] Association of Realtors and see what classes are required.

First and foremost, I post in my ads; “Contact us today for a possible showing and application for credit, employment, criminal, and eviction checks”.