My current goals for this year are to become very comfortable with performing comps in my area, getting pre-approved for a mortgage to find out my buying power with conventional lenders, connect w/ a investor friendly agent and wholesalers to align on my investment criteria and begin the search!  

The private lender charges 2 pts and 12 percent. 

Christopher Heil most banks don’t lend to a llc for convention financing.

How does the company deduct their fees, and how much do they charge for their service?

Sometimes they might charge for helping you -- most folks here on BP would council you to avoid those people, but don't totally discount them either. 

They're charging me 15k to wire the duplex but I feel that's a bit high.

ROI 12-15%, I would prefer to go through leveraging with a conventional loan. 

I know that some people put a "cleaning" penalty in their agreements that will charge the vacationer if they have to clean up more than what is normally expected, if things are taken, etc, and they hold a credit card for this purpose.  

The ARV is $135K and I plan to finance the $70K with a conventional 80/20 DTI home loan. 

Down the road, I definitely want to refinance the house to a conventional loan.