I use Kindle on my phone, which can sync books with cell phone coverage regardless of wi-fi availability. 

I'll second the statement about making sure the sub has proper insurance coverage including work comp.  

Now, title coverage can flow through, but it's much less hassle doing it right especially if you have a claim.Flip the owner's utility accounts to the company name, a landlord utility account can keep utilities turned on in the event a tenant fails to pay and avoid shutoff turn on fees.Now you can advertise in the company name.

Thanks for such  a comprehensive and well-organized post.

All other insurance providers that I know of need to write a several different policies with large deposit to duplicate the coverage.

@Harnit KochThis insurance coverage is called "Water & Sewer back up". 

Assuming that most note investors are not, what key word or phrase am I not using to get the "right" coverage?

The insurance companies make money on the personal auto, personal umbrella, other personal lines coverages, but over time take a loss on the property. 

The E&O insurance companies that I have checked with do not offer coverage for the real estate agent on deals where the agent has an ownership interest in the property being flipped.I would love to hear from agent/investors out there who flip properties and also are the listing agent for those properties.Are there E&O insurance companies that offer such insurance for the agent?

Some of the key benefits as to why I love them:1) They don't have any property limits. 2) They have insurance that covers homes that are going through rehab (i.e. vacant) that some hard money lenders absolutely require but not all insurance companies offer. 3) They let you pay by the month instead of annually so you're not fronting, on average, an entire 6 mos of payments. 4) Lastly, that they let you do replacement cost coverage at less than what it costs to build the house.