Yeah, the only thing I know so far is what I've read and I am very excited for the next step, but I am sure it is far more complicated.

A minor ommission was that the warranty deed mentioned is a special warranty deed or excepting out the liens of record.What complicates a single note as a wrap is when the date payments are made for the application of principal and interest don't match the underlying loan.

We've also had them denied due to a DC notary signing a MD power of attorney, which I don't understand as I've had a WA State notary signing a NC power of attorney that went through just fine, so you never know how complicated it will get.

It's complicated.

If this deal is 'average' - you can still proceed - just know that you are doing so in part as a charity case.Second, it sounds like you're trying to come up with creative financial solutions - but they are much, much, much, more (yes, 4) complicated than your post suggests.

Raymond Waldo Most mortgages in CA are promissory notes secured by deeds of trust, and the foreclosure process would be non-judicial (trustee's sale).

It is difficult to talk on all points with respect to all states (title theory v. lien theory) and (judicial v. non-judicial).

Consider my remarks concerning bad advice under the circumstances Melissa is facing, no one needs false leads to chase or issues that complicate matters.

But I'm not sure how this complicates things as well.Any suggestions?

I also have only been calling parks that do not own any homes, as this complicates matters further. 1 or 2 is ok, but beyond that and my conversation ususlly ends!