I obviously can't speak to all the details as I'm not an LO but from what I understand (from their flyer) it's a conventional product, Park National keeps the paper and services the loan, it has no PMI, Is a 100% financed product, and comes with $15K to use for closing cost, rate buy down, or principal buy down depending on your situation.There is a new top dog in the loan products for house hacking in my opinion, and the best part of it is that its local money, staying local and helping local people.    

Or is there a payment processing service I can hire to make these transactions at a reasonable fee?

We do have the rural issue, but I have some great cleaners and various service pro's who drive the hour one way out to the lake house.It is pretty much wide open where we are at.

Manufactured and modular homes look to be more affordable.

Affording a home here is really difficult and St.

If you're using a generic email service, they don't really think you are tech savvy. 

These areas are rife with poverty and when measuring average incomes, home values, access to services - no matter the metric - these zip codes are in the lower half.There is so much more needed to bring these zip codes up.  

Its certainly cant hurt to get estimates from remediation companies, it's a bit specialized but the LA area had the biggest amount of service companies in CA.

I moved to Texas from New York...a world of difference in home affordability.  

I will provide you with my services if you help me learn how to find leads, buyers and legal contracts.