I am looking forward to being here and learning more. 

And ideally sell it 4 years later.If I can more or less count on the renting of additional bedrooms to cover the running costs of the house, I'm really only looking at taking a hit on the buying/selling costs - which SHOULD be lower than what it would cost to house him in dorms for 4 years.I feel like this is pretty obvious and easy (not trying to make significant money here, just thinking I could save $10-$20k on housing costs over 4 years).

But here's a story I love to tell.I bought a 42-Unit Apartment Complex in Chattanooga a number of years ago. 

I have attached the airbnb listing here.

Here are a few to get you started. 

Hi everyone, With escalating home insurance prices, anyone here has properties in St Louis has any issue with super high insurance prices like Florida?

I appreciate that, but I also want to be able to do a very quick swag when doing some deal analysis to even decide if it may be worth further exploring.See this following discussion that I thought was somewhat helpful:https://www.biggerpockets.com/forums/24/topics/1174379-rehab...Your description sounds similar to what this thread describes as "Light Rehab"? 

You have the passion, but you want to find some connections in real life or start the ball rolling here and take that to a meetup.

Here’s a detailed account of the situation:The owner received the first notice (7-Day Notice to Abate) from the city for municipal code violations on May 28, 2024.

So that is written as a DTI of 1.2.Here is an explainer from a lender:https://www.rocketmortgage.com/learn/debt-to-income-ratioSo if your goals clash with your DTI, you may have to lower your debts before a lender will lend you more money.You mention 1 mortgage, but then you mention having cash from a cash-out refi on another property - which sounds like another mortgage floating around.