This still did not please SunTrust Mortgage, they now want evidence that the property would be my primary residence, which I have given, and still denied the Loan that is why I sent the company to the BBB.  

They will typically require additional documentation and hardship evidence from the borrower.  

He provided evidence from a research done by some professor from the University of Phoenix that if we followed what they said we were going to have success utilizing their tools and other things they offered.

More than anything, you'll have to provide sufficient liquidity to cover debt service for this loan, and a solid asset to ensure the lender some comfort  - i.e. stable market, etc.If you already have a ton of liquidity and excellent evidence to showcase your ability to generate income, getting a loan of that size should not be a problem.

I have sought legal advice and I told this contractor, if he didn't show me at least SOME evidence on Monday of the process, we will part ways.

I would hope that you would consider offering not only your insights as I mentioned above but that you would also consider being available to compare the automated results to your own to verify the validity of the algorithmSkeptical people keep scientists honest.It is good that you don't believe in something that has no visible tangible evidence and which goes against your personal experience.I feel it is highly possible that the reason you got out of the business relationship with the banks was because of their adherence to bull---policies and make believe analysis which you knew was false.How close am I?

Hello Darrel, FEAR: False Evidence Appearing Real As any new investor has a truckload of fears, but the best replacement for fear is education.

Just more evidence that you don't understand the realities of this business.For example, I think you are running a HUGE risk of being sued by putting cash flow numbers on your website which so obviously don't include all the expenses.

I have evidence to contrary that I'm working on compiling.  

I suppose you could send a certified letter, if it comes back that might be sufficient evidence.