You are paying down the mortgage quicker but, as you are currently witnessing, are not able to access any capital for future growth.  

I have witnessed many of my friends sell their houses at a loss because they were scared to deal with the management of their property; and I have seen others waste their housing allowance because of the uncertainty of how long they would be stationed at a particular base. 

So in 10 years I'm collecting $7100 rent and have $1,170,000 in appreciation if the market performs the same as it has for the last 40+ years.Or I can bail just like I've witnessed EVERY decade for the last 5 only to piss away the rent growth and appreciation. 

I feel I'm at my wits end with this tenant.

Take a couple of witnesses with you, get in there and take pictures of every square inch.  

If the deal is for $140k all cash (and you get $40k right back), you're probably OK. but any half-wit loan officer the tenant uses will see right through what you did, which is to artificially bump up the market history of the property to influence the appraisal and mortgage size the tenant is applying for.

Are you prepared for the thrill of making money using your wits instead of your back?

[iv] While there are certain analysts screaming the “B” word,[v] I just don’t see this market witnessing unsustainable growth.

Feel free to PM me if you are genuinely interested in knowing more vs. any potentially unfounded assumptions, or worse, false accusations.

This is a business, not a hobby.I have heard people accuse investors of always chasing the highest return to the exclusion of safety and prudence.