@Paul Litardo Welcome to BP, maybe we can talk about direct mail because that is on my list yet for 2020 or do an information swap investor info for digital marketing info. 

I use relatively cheap ones which do break down over time, but aren't expensive to swap out.  

If you are swapping properties between your name and an LLC etc. then it is not being used properly, especially if funds are being co-mingled (or if title in LLC and loan in your name), then a lawyer will see that and if there is an issue they will go after you. 

(If I was a lender my main concern would be equity in the property and strength of borrower - which can be measured in more ways then the all mighty tax return) The alternative documentation and cashflow based stuff that I've seen, which has no government subsidies involved at all, isn't as good as what you have in place (eg, if you swap out the 5.875% for an ARM that probably wouldn't make sense even if you dropped 1% from the rate).

I like The Big Short.https://en.wikipedia.org/wiki/The_Big_ShortBackround...A credit default swap (CDS) is a financial swap agreement that the seller of the CDS will compensate the buyer (usually the creditor of the reference loan) in the event of a loan default (by the debtor) or other credit event.

A big "con" is that you are swapping out fixed rate debt for adjustable rate debt.

Use your negotiating skills to swap stuff you purchase as equity stretchers.

The tenant who wants to sublease would do the work of finding the subletter, and I'd require the subletter to go through the same screening the original tenants did, of course.I suppose the other option is to swap out the potential subletter as a full tenant on the lease.  

If your title is void of the specific space number, then swap some other space and let the HOA use the HPS.You're in a bind here, so don't get hung up with "... but I like this one..." - - swap and take what you get.

Supposedly, this was claimed to be from a swap sample from our basement, grown and photographed by the contractor himself.