I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

yes, its a people business.

-To your success, Zach Lemaster, CEO Rent To Retirement---https://www.biggerpockets.com/business/page/3497https://www.biggerpockets.com/users/ZacharyCole/referenceshttps://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-reviewhttps://www.biggerpockets.com/forums/92/topics/1116050-a-huge-win-with-cori-from-rent-to-retirementhttps://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-dealhttps://www.biggerpockets.com/forums/88/topics/1047543-big-profits-from-new-construction-sfr-build-in-cape-coral-flhttps://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?

I think there's a pretty low bar for competency in the management business because it's not glamorous and can be a grind.

I was told by a friend that his dad who runs an appliance business has "keys to every type of washer/dryer coin box".

This stands true for any/every investment segment in existence; stocks, ETF's, business ventures.

The "Morby Method" people have no business making a "big chunk" off of OPD (Other People's Deals)! 

We're living in times when franchises go out of business overnight, but healthcare will never be since it is essential. 

We are starting the process of dissolving our investment business (LLC) that has two partners.

Many are buying properties, doing minimal renovations to keep their crews busy, and selling with small or zero profit margins.Cash buyers are a priority.