Maybe they bring the experience and provide the funds.I don't like any of your options based on I think you are too new to investing in real estate to take on any of those.

My question is can we create a LLC for her and Dscr refinance our current property into it to free up my dti?

All have different perspectives in terms STRs and how your neighbors could potentially impact the experience.

Feel free to DM If you need any additional assistance.

Hey All,I’m Caroline, a real estate agent with 24 years of experience.

To connect with potential partners, consider attending local real estate investor meetups where you can network with those looking to invest passively.If you’d like to explore HM financing options, feel free to reach out—I’d be happy to chat!

With absolutely no prior experience investing in real estate, I'm getting to the point/age where retirement from corporate America is getting closer and closer, however I still have 2 kids to put through college over the next 2-6 years.

Quote from @Courtney Dettlinger: Your equity is not a savings account from which you can withdraw for free.

Please feel free to connect if you have any questions. 

Hey @Antoine C. shoot me a dm and I will send you our free guide to Memphis zip codes, it will help you begin your search!