And just starting out. 

Only with a definitive goal can you accurately assess your options.What I hear you saying is that you do want to build a rental portfolio. 

Since you’re building from the ground up, a hard money loan can be a great option because traditional banks tend to be slow and have stricter requirements for new construction.

Currently looking to beat $1800/yr for 2023 build SFH in Pensacola.

Starting with house hacking is a smart move, especially in a higher-cost area.

Multi Family Apartments 2 Separate Buildings 14 Units + Piece of Adjacent Land.Valuation $1,050,000+   Seller Financed Payoff $721,500+$50,000 PPP There may be the ability to do a second lien DSCR loan on some of these.

The best strategy is to not quit your day job until you've built a portfolio big enough meet your income requirements.You have three potential paths.  1) Build an active investing business, something that takes time.

I'm looking at building a 13-acre glamping / camping site about 75 minutes north of Manhattan in the Hudson Valley.

Keep going though, being young you have time to build a beautiful thing in RE

Sometimes it makes sense to sell if the numbers don't make sense to keep it, there is better use of the equity, etc.Alternatively, could you do the cash out refi and build an ADU?