See the reason you need to send a huge volume is BECAUSE those marketing channels don't work (work so poorly).

A lot of cities floor me by telling me they don't allow it but then they can't tell me where to see the language of the law.

I was leaning towards a PO Box, but the investment property is held in my name with my real address so not sure I see the value.I would like to think I am good and decent landlord and human being who treats people right, but just afraid of that one edge case, where someone shows up to threaten my family when I am not home.

Will the banks see the seller financing debt when calculating our DTI for the home equity?

Either way - I can’t WAIT to see the end results of this situation.

You want to bank reserves there to see the future cap ex because if you don't, you get another property and then two furnaces go out in the winter at each and you need 20k and now they both cashflow nothing.Your asset will appreciate and you can value add to rent add by making smart decisions on upgrading tenants.

So I would check with the 401k providers to see the options. 2.

I can see the rates they're advertising being possible BUT I doubt that they'd had the same spread if they were signing leases in today's market. 

Thanks for the update @Scott Michael GrossI'm getting a bit more traction with them and I think I see the light at the end of tunnel for getting the accounting issues fixed. 

Let me know if you see the catch.