HI @Jim Cummings,  who published those numbers?

In my limited experience foreclosing, we had to hire a lawyer and give different kinds of notice to our tenant & then buyer, publish in a local newspaper, and *not* earn several months of rent, plus we had to spend money  to repair damage that the disgruntled tenant buyer caused to a newly renovated property, while on the way out of said property.  

Interesting article published today. https://www.foxbusiness.com/features/10-cities-in-...To make the list, cities had to have rates of negative equity in excess of 8.2 percent, which is the current the U.S. national average rate of homes “underwater.” combined with the city’s mortgage delinquency rate from Zillow’s February 2019 index.

Get Jay Scott's book on estimating rehabs, a bigger pockets published book.

They have a LOT of overlays and extra BS, and the overlays aren't all published for the mortgage broker to see.

Also, is the uncured default rate something that is published by each platform or is there an exterior source? 

The 1yr redemption has expired and I had the foreclosure notice ran in the local paper for 4 weeks as per Official Code Of Georgia, then received the Affidavit from the Publisher.

its all about the template, Most publishers use Microsoft Word

Also a lot of the published data you see is wrong.

.#3 - Form conclusions from analysisThis is very difficult to do if you are not familiar with an area and it's market boundaries.Zillow and the like publish the sale prices of property.