The gas light pipe in the walls says 1860 to me, knob and tube replaced that in early 1900’s I suppose .

It’s gas heat and water which I know I may have to pay for unless there is a creative way around that as well.Looking for some suggestions  How are they piped?

Our agent wants us to counter much higher take a chunk down and carry $4MM @ 10% until the construction loan or a deadline we define ( should be quick ) What are the risks vs a cash offer? 

No laminate - if someone spills water and lets it sit on laminate it will buckle.2 - Stone Counters - Make sure they are heat resistant. 

A leak or busted pipe

Of course, there's a counter arguement to my point here, just don't want to type it all out, ha!

You could even do a simply kitchen or bath remodel like new cabinets and counter tops.   

I am putting a bathroom into my garage, i have to even out my split-level floor and fill it, will have a kitchenette and the front sliding garage door will remain from the outside, but inside, there will be an insulated wall.. and they might trench a couple feet outside to run the run the bathroom piping and link it to the front sewer.

Shaker cabinets with quartz counter tops. lot completely divided by fence.

If you decide to go forward you should make sure you camera the sewer pipe to avoid a surprise expensive problem.