It sounds like what you're describing is a landlord policy as opposed to builder's risk or vacant dwelling policy: https://www.allstate.com/resources/landlord-insurance/what-i...

Once I rent it out it will cash flow 1000 a month.In regards to the new build, definitely building is more to the tune that this is going to be the home I live in for 7-10 years as oppose to purely economics.

Get creative, buy a $200 security system and place them facing the common areas and exterior of the property for the tenants safety.

I was fortunate to buy it when prices were much much lower and got a great deal on it so we don’t have a mortgage on this building but if we did the cash flow would help with that as opposed to taking a distribution at the end of the year.

Is there a book I can read or a podcast I can listen to that breaks down the steps for a rehab - starting with how to pick a contractor, how to prepare a SOW, what are the steps in the rehab (ie first you fix the roof, foundation , windows and exterior doors and then plumbing, etc.) , what work can be done at the same time (ie plumbing and electrical) etc.   

Gutted the entire building and left the exterior as is.

The total ceiling height cannot be less than 7 feet 6 inches.Escape: The bedroom must have at least one other exit besides the main entrance, either a door to the exterior or an openable window.

I use a broker, they do the leg work and since their interest is in my success, as opposed to an insurance sales person who's only interest is making commissions.

DSCR loans often have options with no seasoning to 3 months, as opposed to the typical 6 to 12 months.

What is illegal ..... ok, unethical about acquiring property as a wholesaler/investor, as opposed to what you are doing as a broker?