Here's a breakdown:Conservative: 8-10% after covering all expenses (mortgage, taxes, insurance, property management).

We know that investing in real estate means building a business that incorporates the right investment strategy, tax & legal plan, financing, retirement planning, insurance & estate planning. 

Corporate Income Tax are 24%, however banks and insurances companies are higher with an additional 3.5% Mortgage in ItalyIt's also important to note that there are no Mortgage companies here, everything is done with 1 of the very few banks here.

So on numerous occasions, I have expressed my concerns about staying within my budget.Now on top of this, the property manager let the pipes freeze and they leaked and the boiler also cracked which I was told to file an insurance claim.

Insurance for what?

I think it will also depends on state laws and a lot of information not present but the HOA rules and insurances are two different things.

Airbnb tech team is working on it they said but this is how I added categories besides the ones Airbnb suggested for my listings) Hi Garrett, I'm new to the STR world, but I own a digital marketing company for insurance and have been an SEO for the last 16 years.

Second, the insurance is $1.5k which seems to be low as well. 

However, a different niche such as insurance placements, might very well be in the 70%~ occupancy level but the rents are going to be so much higher that the occupancy rate (comparatively speaking) is irrelevant.

More insurance will cancel short term rentals.