Both allow me to cross them into real estate, whether I do Bookkeeping for a Real Estate Investor or we provide them with Candles or Wax Melts for their "Welcome Home" Basket or to create a better Short Term Rental Experience

Snow does a good job of covering problems in MN, it also does a good job of exposing them when the melt comes. 

A mind melting breakdown on negotiation and the psychology of negotiation.

And now we have melting polar ice caps.The ex-landlord of one of our tenants set her apartment on fire for the insurance money. 

Now I lived in Palo Alto from 84 to 92 and our schools were the best in the state even ranked higher than Cupertino but Not as many Asians moved there because of the competition from Stanford and The money brokers on Sand hill road etc. more of a true melting pot..

Creates cracks and micro thaws melts in place thru entire winter.

AC compressor goes out: $1,800-2,500; Water Heater goes out: $800; unit is vacant for a month when tenant ghosts you $1,200; or down for a few weeks when you have to fix all the issues a tenant left you with; or the circuit breaker box melts and has to replaced - happened to me twice at the same triplex within 2 months - $1,500 each time.  

If climate change is even real they are talking about and increase of a few degree C.  1)  Your house is not going to melt.  2)  Warmer temps will result in more evaporation and more rainfall.  

The absolute worst Tenant I ever had a perfect Credit rating and a letter from his Uncle at Country Wide, way before the melt down. got out of the house of cards game when a leander in 2007 said he could loan money to anyone with a pulse. 

In the North got North and South for snow and ice melt.