Since you’re looking for insights from experience, I’ll weigh in on your two strategies and then toss in a third idea that might fit your goals, especially given your capital and openness to scale.

This idea of diversification is a very tricky philosophy to me. 

Getting over leveraged in this market is a bad idea. 

It’s a remarkable story of resilience and pushing the limits of the human mind.

Position these as limited-time deals to attract budget-conscious travelers.Be Responsive and Personable: Guests often book based on their interaction with a host.

They view each loan individually and have been lending to me even though I only work my W-2 on a limited part time basis.

See who gets the most action in your area and almost copy their ad and ideas, and beat their price.

Credit is a factor as bad credit may limit options, or may have the lender require you to put 10 or 20 years of taxes and insurance into escrow. 

I just came across the idea, but don’t quite understand how it works or if it would be worth pursuing.

Do you have an idea of the type of property you want to buy and a price range?