I fear that I will pay the 18k and still risk the chance she won't leave. 

Dont let fear of the unknown stop you from getting things done!

I know that I shouldn't fear making too low an offer and getting turned down I'm just not sure its a good way to start a relationship with my realtor.  

which I have noticed primarily involves something along the lines of "fear of the unknowns" or basically just to "jump in with both feet and quit making excuses".

We would be happy to help you and your friends, answer any questions and try to alleviate any fears with respect to forming a syndication.

I would bet that the majority of people who fear market fluctuations are people who are not at all, or very little invested in the market.

I was inspired today by the most recent BP podcast, and as it states; I am training my self to think about "how  I can expedite  my goals to financial freedom VS making excuses and giving into fear and analysis paralysis. 

I am looking at a duplex, and according to the leases the landlord pays for the water. The water is billed quarterly, and I am afraid that if there is a leak somewhere I won't know until I receive an enormous water bi...

I still have a lot of uncertainties (read: fear) about taking the next step of finding a deal and making an offer. 

Some refuse to offer altogether, fearing they get a reputation for having high rates.