Jay mentioned the collateral backing the fund and if you want to compare something like a PPR fund backed by non-performing notes (at least when they bought them) to a fund having all performing notes, in solid real estate markets with real collateral values I cant see why anyone would want to take on so much extra risk with no reward? 

If you're 25 or 35 and that monthly rent check gives you an extra vacation a year for the rest of your life, that might be fun too.Good luck and congratulations for being in the path of progress I guess.

Sales prices and mortgage rates make it really hard to find good deals today.Wholesaling sounds good, but you could make better money working extra shifts as a nurse.You could look for run-down properties as buy-and-holds.

For example, if you are in a secured position and invest $25k and can get 10% per year at $2500 or you can get 15% unsecured which is $3750, are people willing to risk the extra $1,250 a year where you could lose all of your $25,000 investment compared to being secured where chance of losing it all I would view as astronomically lower?

That would mean the extra 5k would technically come out of my pocket, right? 

The extra cost is typically well worth the benefit. 

We will take the quick deal any day over making a few extra thousand bucks.  

Remember to always budget 10-25% (depending on age/condition) extra as a buffer.

. :)   I'll likely do the HELOC and not worry about the extra taxes on gains over $500k when I finally do sell someday. 

I don’t want to underutilize the equity on this property so I feel like taking out 100 grand on our Primary where the rates suck already and it will only cost me an extra 600 or 700 bucks a month.