@Austin Williams - Leveraging a VA loan for a house hack is such low-hanging fruit for financial freedom.

@Chris Wagner- That's just too low an amount to make the claim worth it. 

That is the only way you can deduct some expenses and use depreciation within the IRA.

Coffered ceilings, low corner additions etc.Anyone can slap lipstick on a pig, looking for high value add in high demand markets is where the $ is.

You have to ensure you are buying at a good discount to make those expenses up if you may have to sell in the next few years. 

Originally posted for 100k over what the purchase price was I submitted an low offer and received a counter.

The downpayment is good but the interest is to low.

To analyze deals efficiently, focus on key metrics like cash flow, cap rate, and expense ratios—make sure rental income covers mortgage, taxes, insurance, and maintenance while hitting your 6% cap rate target.

Save the low rate: Keep your current loan and focus on building savings for the next down payment through budgeting or a side hustle.2.

This vary heavily town to town. 20% down is great if buying strictly as investment but if you have a way of owner occupying I would explore that route and apply the 20% down to increasing value of property and instead using low money down loan.