I'm an investor and a licensed mortgage broker who has done fix and flips both using my home's equity and borrowing against the investment property.If you (1) have enough equity in your home to fully fund the deals, (2) don't mind tying that equity up for these deals vs saving it for a rainy day and (3) are ok linking the place you sleep with the success of the flips, this could make sense.We offer a ton of different fix and flip programs including putting 10% down on the purchase price and funding 100% of the rehab.

Any advice would be helpful as I'm just starting out and am very excited for this whole journey ahead!

Response for Dalton Foote: Hey Dalton, That’s an exciting goal for 2025!

And have you looked into the link below, the Invest Southwest program?

Feel free to comment or DM me—I’m always excited to talk real estate!

The judgments have to be looked up manually, because screening software only looks for unlawful detainers and the Virginia court records don’t feed consistently accurate to the other programs.

Bad part about low money programs people don't talk about, before 2022 this would not be a factor

This caused a historically unique opportunity for investors - they could buy Class A properties and immediately cashflow when renting them out.This couldn't last forever, and it didn't, as excited new investors drove up prices.

The program stipulates that you MUST stay in the home 5 years or you lose a pro rated portion of that 8k.

Most people I know start with low money down programs so they can get away with a initial capital investment of around $25k but you also need reserves.