Lending is all about relationships, especially when it comes to exceptions and tricky deals.It generally doesnt hurt to interview lenders and apply with 2-3 of them at the same time.

Bank of America does this - not sure about the minimums, but if you have a good relationship with your local branch, they can waive the monthly fees until your balance grows from rental income.

Texas remains an exciting market, and you've got some excellent opportunities to diversify or even consolidate into a single high-quality asset.

@Drew Sygit my strategy for now is to spend the next 6 months or so learning everything I can about real estate markets, properties, underwriting, financing, landlords, property management, construction, legal, insurance, and anything else that comes across my radar, all the while trying to make connections and build relationships within each of these areas to build a network and gain the confidence to sell lenders and investors on the very best deals I can come up with.

This post does not create a CPA-Client relationship.

Alternatively, consider increasing rent or reducing expenses to boost cash flow.This post does not create a CPA-Client relationship.

By getting involved in the community and building relationships with long-term residents, you’ll stay top-of-mind for distressed sellers.I hope this helps!

If there is anything business has taught me is that sometimes you have to put in sweat equity to build a lasting relationship. 

An excellent multifamily trainer with much credibility in the market is @Gino Barbaro of Jake and Gino.

You've become part of an excellent platform for networking and education!