There is small retention pond kind of area next to my property belonging to city which they are not managing ( There are big trees there which are close to my property about 12 feet away which may damage roof if fall towards my property but it never seems happened since 1961 touch wood).

Drain System: POSSIBLE DAMAGED LINE.

It’s obviously leaning heavily and one already fell and damaged property.

I never take them up on this offer as they are not insured and they could hurt themselves or cause damage to the property or someone else.

Not looking so much for damage to the rentals, but to cover injuries should someone get hurt on the property.

The only thing that comes to mind may be insurance-related, so I'd recommend speaking to your insurance broker to see if the cost may be different due to fire damage could damage more units at a time.

I found all sorts of things to reference for an eviction including excessive damage to the property, signs of an animal, lack of yard maintenance, oil spill on driveway, smoke detectors removed, the unit smelled of smoke, appliances that came with the unit moved off site ect... 

Same vein for "Social Security Records' initial post too - I would move to another lender - DSCR Loans are standardized enough between lenders (probably around ~90%) so at best these are mild stretched truths but in my mind do a lot of damage to the industry and investors/borrowers because it creates confusion and uncertainty 

Quote from @Kathleen Park: I recommend you educate yourself on "ordinary wear-and-tear" vs damages, depreciation, and your state laws.Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.

Repairing water damage and fixing broken items is the bear minimum for a landlord.