@Ashish Acharya @Clinton Davis yeah that's the last I heard too but there seems to be alot of confusion and I find it hard to believe that the Govt would enforce the outrageous penalties with all this confusion. 

Quote from @Juan Ruben Cortez: I believe the funding fee is 0.5% of the remaining loan balance, plus maybe another $500 - $1,000 in lender fees. 

I do believe analyzing properties is a very crucial skill, so i am putting lots of effort into learning that.

I believe it was either Tony or Henry Washington.

A wholesaling mentor can teach you tips and tricks for calling and such, but I don't believe their going to help you in general consistency.

The audience is pre-disposed to believe. 

I believe if people make money and there is sufficient housing supply, housing will become affordable. 

I believe the appreciation has been great over the past couple of years and prices are lower than in major areas like Miami metroplex or Charlotte.

Do you guys believe that South Florida is overvalued?

Since you're a citizen but you live and work abroad you'd still qualify mostly for second homes occupancy or investor non owner occupancy (primary is hard to claim if your job requires you to be physically next to the office as an example so an underwriter isnt going to readily believe you unless you can get HR to write you a letter to state you're remotely capable of earning this income/job duties anywhere).Hopefully that helps let me know if you have further questions into mortgage planning.