One of the benefits here is that you can save a bit on closing costs but the PPP (pre-payment penalty) structure may be more aggressive, ultimately inhibiting your ability to sell off if needed - since the loan would need to sustain a minimum debt service.

I don't think I have the ability to refund any position of the deposit electronically. 

Are you talking about the ability to get a Refi or Heloc?  

Professional scam artist, who had zero reviews on Airbnb. 

Beyond just the borrower characteristics, you might want to remember the broader 5 'C's' of Credit: Character, Capacity, Collateral, Capital, and Conditions.As a smaller lender myself, I focus on the Borrower first and their ability to get a project across the line with as little headaches (to me) as possible. 

If you want to enter into a partnership where you bring the equity, focus on finding a partner who has demonstrated the ability to add value not as easily obtained through fee oriented services. 

There's a price/rent lag because leases are typically for a year so there's the delayed effect of old leases playing out before upward pressure on rents does it's thing.With that said, there's also your ability to refinance out of that rate and improve the rentability of it that way.

They now monitor the heat usage each month and send a bill to the tenants calculated from their usage and corresponding share of the gas bill.

Instead of leaving equity tied up in the property, you can refinance and put that money to work on your next investment.Advantages:Leverage: You’re using borrowed money to increase your purchasing power.Long-term Wealth: By holding rental properties, you benefit from appreciation, passive income, and tax advantages.Scalability: The ability to keep reinvesting capital makes it easier to scale compared to traditional buy-and-hold methods.Is BRRR Right for You?

At the time, I didn’t realize how much that could impact my agent’s ability to advocate for me.