Regardless of the states find a home now and buy it if you want to avoid higher sale prices and that comes with higher taxes!

On top of that you have lower taxes, insurance and a lack of HOA's.

Sometimes hard to find this happy medium in rate sheets, though.Another consideration would be taxes - points are typically treated as interest, so if your tax obligations are high this year vs being higher in the future, then this could also impact buying down now vs paying a little more in interest in future years. 

The sum total of taxes of each of the 4 units will usually be higher than if it were apartments.

does that mean they are getting the debt non recourse and you bring equity ?

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

We normally meet on the third Monday of the month but that will not be the case in April as that is the Tax filing deadline of April 15th..

ARV - Profit - Repair Cost -Reserve Cost- Cost of Debt- Fees = "Strike Price"Thank you for the insight. 

And I get to pay 20 percent capital gains tax plus depreciation recapture. 

Our avg monthly expenses with reserves is around $1500 (mortgage, taxes, insurance, utilities, reserves ect).