She can file for free likely but not sure she is smart enough to figure that out. 

You can click on the magnifying glass in the upper corner and research previous times this has  been asked and answered.

See if you can get a copy of The Millionnaire Real Estate Investor by Keller.The Slight Edge and Atomic Habits too.Awesome board with many smart people having own suggestions and ideas to grow wealth!!

However, putting it all into a higher-quality property might give you more stable returns in the long run.In short, if you can find quality properties that meet your criteria, diversifying could be smart.

A smart tenant will avoid a property setup like this.

I get the gist of this but not completely sure how it works out also would it be smart to use a private money lender for gap funding in order to come with the capital needed to get approved for the fix and flip funding?

This makes mobile home parks a smart, resilient investment choice.For those willing to look beyond the traditional property investments, mobile home parks offer the perfect blend of low risk, low maintenance, and strong returns—a true hidden gem in real estate.

Multifamily and NNN properties - smart! 

Starting with a multi-family property and house hacking is a smart strategy to build wealth in real estate.

A smart investor knows the importance of making money when they buy, which is why it’s crucial to look for properties that are priced below market value.