In the event the Premises are destroyed or rendered wholly uninhabitable by fire, storm, earthquake, or other casualty not caused by the negligence of Tenant, this Texas Lease Agreement shall terminate from such time except for the purpose of enforcing rights that may have then accrued hereunder.

But we also have a shrinking labor pool, heavily engineered structures that need to withstand snow loads and earthquakes at the same time, an extreme climate on top of high costs for land, and BMPs and fire codes to protect the beauty of the area.  

Lets try an earthquake that closes the Interstate for the supply trucks.

is willing to trade for some extra solar panels - he and his wife sponsor an orphanage in Haiti and they need power. 

Compare to a place like Haiti where land ownership is in doubt and no development can take place because it is impossible to get assurance you own anything. 2.   

NOw granted all  this greatness comes at a huge cost to house one self and it does sit smack dab and top of the Loma Preita Earthquake fault which can see 7.0's  ( I lived through the 89 one. 

SF survived several big earthquakes and the dot com crash.

@Jorge Ruiz I checked out @Bill Manassero and very impressed with his work, esp in Haiti - way cool!

Or, a charging order may be granted.If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

do you buy earthquake insurance for your investment properties?