Do you have to be a licensed agent to be appointed with MSI or can consumers get quotes and bind?

If it's consumer debt, that's one thing, but if it's debt on your rentals, that shouldn't matter (or at least as much). 

You need the fireblocking of sheetrock, drywall, plasterboard, gypsum wallboard, call it what you will.A more time-consuming way of doing this is to install 2x4 blocking between studs at the level of the cabinet backstrips or mounting rails.

You also need to stock the house with consumables such as coffee, towels, dish soap and body wash and shampoo etc.  

Quote from @Saab Saab: How do I find wholesalers to make deals  If you know how to sift through the garage to find good deals then wholesalers are the way to go but in the beginning it's VERY time consuming.

In our experience, running one MTR has not been very time consuming.

Because the consumers are using the same exact #'s for there actions right, $2k per month in "affordability" is still $2k per month.

Its a Colorado-specific situation, I guess I should have been more specific:Portable tenant screening reports (PTSR) pursuant to HB23-1099 § 38-12-902(2.5).(2.5) "PORTABLE TENANT SCREENING REPORT" OR "SCREENINGREPORT" MEANS A CONSUMER REPORT PREPARED AT THE REQUEST ANDEXPENSE OF A PROSPECTIVE TENANT BY A CONSUMER REPORTING AGENCY,WHICH REPORT INCLUDES THE FOLLOWING INFORMATION ABOUT APROSPECTIVE TENANT AND THE DATE THROUGH WHICH THE INFORMATIONCONTAINED IN THE REPORT IS CURRENT:(a) NAME;(b) CONTACT INFORMATION;(c) VERIFICATION OF EMPLOYMENT AND INCOME;(d) LAST-KNOWN ADDRESS;(e) FOR EACH JURISDICTION INDICATED IN THE CONSUMER REPORT.....Link to the full Bill

When you consider setup costs, utilities, landscaping, consumables, your time, marketing, and other expenses, the net may not be much higher than a long-term rental.

It's not looking good for rate cuts.

With such low inventory, Investors are hungry for properties and this ain't looking up, unless the rates come DOWN!