If you build a relationship with a smaller bank and bring them a plan of attack written out with a strategy in mind, you can find an institution to lend you the money with a smaller downpayment.

Mike- It is attack the messenger, not the message.

Yep, and they got in through that critter hole, bees can bore into wood, what we call here as wood bees that look like bumble bees and will attack and harras you, no need to run, they can't sting.

ha, but very profitable if you attack it correctly.

That is not an attack and if you take it that way, I apologize in advance.

First line of attack is a short sale or deed in lieu.  

If someone disagrees, or complains they will attack you personally and try to find something wrong with you, instead of understanding what the issue is and suggesting something that would actually work.

In all seriousness.. my first line of attack would be a 6-ft privacy fence.

I'll put together an attack plan that you can digest and see if it's a field you want to tackle. 

Building relationships is everything, get to know rockstar realtors, wholesalers, property managers, investors and you will have a lot more clarity on what it is you should attack.