I am talking with my realtor to see what her thoughts are on what I can officially get, some maybe the real estate gods will shed some light down on me and I’ll luck out at a high selling price haha (probably not) 

(From what I'm told the house doesn't need any repairs, or if any very light)1.

Quote from @Collin Ricter: This is why I warn against people borrowing money (line of credit) to borrow money (new mortgage).

New furnishings, paint, light fixtures, mural, cleaned up outdoor space, etc.

I think you may be light on some of the expenses, but you have wiggle room.

$20,000 is a bit light.

Substantial services don’t include the furnishing of heat and light, cleaning of public areas, trash collection, etc.

We warn people if the weather is going to be that bad (snow/ice).

Give the neighbor a written warning threatening to sue her for losses if she continues to affect your rental/income.

I`m looking at a 950 sq ft ,2/1 condo ...asking is 110000, ARV looks to be about 175000.It needs flooring ,paint ,and a light bath and kitchen update.